India · FY 2026–27 · annual-liability
India Salary After Tax Calculator FY 2026–27
Estimate employee take-home pay with a country-specific breakdown of modeled income tax and statutory employee deductions. This calculator uses the effective-dated profile and assumptions shown below.
Current modeled profile: Resident salaried employee · old or new regime · FY 2026–27 (annual-liability)
How this calculation works
Annual liability: estimates annual income-tax and statutory social liability from total annual employment income.
The calculator applies profile in-fy-2026-27-salaried (version 2026.1), lists each modeled deduction separately, and subtracts those deductions from gross annual pay. Monthly and weekly values are annual estimates divided by 12 and 52.
Profile dates and status
- Effective:
- 2026-04-01 to 2027-03-31
- Reviewed:
- 2026-09-30
- Source checked:
- 2026-09-30
- Version:
- 2026.1
- Status:
- current
- Scope:
- India (Salaried Resident)
- Currency:
- INR
What changed this tax year?
This page uses only the current, reviewed FY 2026–27 profile shown above. Formulexa does not silently reuse current rules for a previous-year comparison: a numerical year-over-year result will appear only after a separate archived profile and regression fixtures have been verified for this exact modeled scope.
Check the official sources below for enacted rule changes outside this calculator's documented assumptions and exclusions.
Assumptions
- Resident salaried individual under age 60 with only normal-rate salary income in FY 2026–27 (AY 2027–28).
- New regime is the default; entered old-regime deductions are applied only when that regime is selected.
Not included
- Senior-citizen old-regime bands, HRA exemptions, special-rate income, state professional tax, gratuity, employer benefits and CTC reconstruction are excluded.
Current rates and country-specific rules
- The new regime is the default and applies the FY 2026–27 slabs, INR 75,000 salary deduction and section 87A rebate/marginal relief.
- The old regime uses its separate slabs, INR 50,000 salary deduction and only the eligible deductions entered by the user.
- Health and Education Cess is 4%; surcharge marginal relief is applied, and user-entered EPF is displayed separately from income tax.
Worked example
A new-regime employee with INR 1,275,000 gross salary has INR 1,200,000 taxable income after the standard deduction and zero modeled tax after section 87A rebate.
Frequently asked questions
Does gross salary mean CTC?
No. Enter taxable gross salary. Employer benefits, gratuity and CTC reconstruction are excluded.
Are HRA and state professional tax included?
No. Neither is silently assumed; both are listed as exclusions.
Official sources
- Finance Bill 2026 MemorandumMinistry of Finance, India · supports FY 2026–27 rates confirmed unchanged for Assessment Year 2027–28 · retrieved 2026-09-30
- New-regime slab and rebate reformPress Information Bureau, India · supports New-regime slabs, INR 75,000 standard deduction and section 87A rebate · retrieved 2026-09-30
- Individual salaried taxpayer guidanceIncome Tax Department, India · supports Regime comparison, 4% health and education cess, and surcharge treatment · retrieved 2026-09-30